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Portfolio Performance Evaluation and Investment Comparison

The Kueser Law Firm, P.C.’s proprietary Portfolio Performance Evaluation and Investment Comparison software generates an informative report for clients.  This report allows an investor to understand the performance of their investment portfolio.  In addition, the report allows the investor to understand whether they should consider making changes to their investments.  In some cases, the report may also reveal other issues in how a financial advisor is managing the investments.

Is Your Financial Advisor or Stockbroker Living Up To Your Expectations?  Are You a DIY Investor and Curious About How Well Your Investments are Performing?

Unfortunately, most individual investors’ portfolios do not keep up with the market.  For example, a 2014 Forbes article discussed that from 1984-2013, the average individual investor earned 1.9% per year.  In addition, a 2017 Marketwatch article revealed similar issues.  That article stated the average individual equity fund investor earned 2.89% LESS than the S&P 500.  This reduced performance was the average annual difference over a 20-year period from 1997-2016.  In many instances, a financial advisor manages the investments and generates these lackluster returns.  

The Marketwatch article stated the average equity fund investor earned 4.68% per year (on average) during the 20-year period.  The article also stated that the S&P 500 generated returns of 7.68% per year.  As shown in the graph below, the compound effect of these less-than-market returns over a long-term period is devastating.

The chart below details the impact that less-than-market returns have on investors over a 20-year period.

Impact of less-than-market-returns on investment

The chart above is based on an initial investment of $100,000 over a 20-year period.  The numbers are more alarming for larger investments.

The Kueser Law Firm’s Portfolio Performance Evaluation and Investment Comparison tool analyzes the performance of an investment portfolio.

The Portfolio Performance Evaluation and Investment Comparison shows total gains or losses in a portfolio over a time period.  In addition, the report shows performance on an account-by-account basis.  Furthermore, the report also reflects fees and/or commissions your financial advisor or stockbroker charged.

The Portfolio Performance Evaluation and Investment Comparison report also compares the performance of the portfolio to various benchmarks (typically low-cost index funds).  From this, the report also shows how the investor’s portfolio performed relative to a “prudently managed” portfolio.  In determining the prudently managed portfolio, we consider the investor’s age, goals, risk tolerance, and other individual objectives.  

From this analysis, a client can determine whether they (or their financial advisor) have prudently managed their investments.  In some cases, the report also provides the client with information to discuss with his or her financial advisor.  Whether that discussion focuses on asset allocation or investment selection, the investor gains knowledge.  In some instances, a client merely gains peace of mind as to how their financial advisor manages their investments.

The Kueser Law Firm’s Portfolio Performance Evaluation and Investment Comparison is Unbiased.

Investors can often get performance reports from their brokerage firm or financial advisor.  In addition, those reports often compare the investor’s performance to different indexes.  However, the difference between those reports and the Portfolio Performance Evaluation and Investment Comparison can be considerable.  

First, brokerage firms and financial advisors often skew the data in their performance reports.  In many instances, the firm/advisor do not want the investor to know the truth.  Second, these performance reports often compare the investor’s account/portfolio to market indexes.  However, this information can be misleading.  

In many instances, the indexes brokerage firms use are not appropriate for the investor’s risk tolerance, investment objectives, etc.  In addition, investors generally cannot invest directly into indexes.  Rather, they can invest in index funds and ETFs, but those investments’ returns do not always mirror the index.

The Kueser Law Firm’s Portfolio Performance Evaluation and Investment Comparison is unbiased.  Unlike brokerage firms and financial advisors, we have no reason to mislead a client by distorting returns.  In addition, the comparison investments we use are based on years of experience in determining suitable portfolios for investors.

Obtaining a Portfolio Performance Evaluation and Investment Comparison is Easy and Cost Effective.

To obtain a Portfolio Performance Evaluation and Investment Comparison report, you need to provide two categories of documents. First, we need copies of your monthly account statements for the period.  Second, we need copies of your account applications.  These are generally easy to get from your brokerage firm or financial advisor.  In addition, we will have a brief phone interview with the investor.

Peace of Mind is Key – and Knowledge is Power.

Without sounding cliche, the benefits of the Portfolio Performance Evaluation and Investment Comparison are peace of mind and knowledge.  

In some instances, clients may learn their financial advisor is appropriately managing their investments.  In that case, the client gains peace of mind. 

On the other hand, the report may also reveal other problems for the client to address.  In some cases, the Evaluation and Comparison may reveal  misconduct by the financial advisor.  In other cases, the client may learn they have grounds for an arbitration claim.

Contact The Kueser Law Firm For a Portfolio Performance Evaluation and Investment Comparison.

We often able to do a Portfolio Performance Evaluation and Investment Comparison for a flat fee.  In other instances we work at a reasonable hourly rate.  While the service does involve a cost, the expense is often much less than the cost of doing nothing.

If you would like to discuss the performance of your investment portfolio and whether it may make sense for The Kueser Law Firm to perform a Portfolio Performance Evaluation and Investment Comparison, please contact us at (816) 374-5865 or complete the form below and the firm will contact you.

CONTACT THE KUESER LAW FIRM

If you would like to speak with someone about a Portfolio Performance Evaluation and Investment Comparison, please complete the form below and an attorney will contact you.

If you require immediate assistance, please call The Kueser Law Firm at (816) 374-5865.

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